What happens during a scam telephone?
In a nutshell, they are after all of the amounts they need to access your bank accounts easily and move your money to them.
What’s the most common sort of fraudulent call?
After the scammer calls, they will claim they’ve noticed an unusual payment from your bank account and that they would love to investigate in for your benefit. They’ll claim they need your bank details so that they’can grab the person or persons involved.’ To encourage you to deliver your details, they will tell a somewhat credible narrative. It’s at this time that vulnerable individuals are often taken in.
As the majority of us know that our banks would not contact us over the phone and ask us to get personal information, the scammer may invite you to call the contact number on the back of your bank card to validate the telephone is’genuine.’ If you do make the call to this number, the scammer retains the line open and intercepts the call so you are put back to the scammer or an accomplice, when you believe you’ve been put through to your real bank.
Often thieves will target the vulnerable people in our community: the older will frequently fall prey to this sort of crime.
Are there different kinds of fraudulent crime?
Yes, there are three which are the most commonly reported by victims. However, scammers attempt to think of new ways all of the time, so you need to stay vigilant.
1. To make the story seem more plausible, the driver may not know he’s part of a scam.
2. Some victims are requested to buy a costly thing on behalf of the scammer posing as the lender who wants to’catch the criminal by then handing over the item to find out whether they’ll take it.’ The courier (often unknowingly part of the scam) comes to collect the thing to’pass it on to the bank’ if it’s the scammer who actually collects it in the opposite end.
3. Victims are sometimes requested to move their entire account to a’protected account’ because of a supposed corruption in the bank. The money is directly transferred to the scammers bank accounts elsewhere.
If you know someone who may be older or vulnerable, remind them to remain vigilant when answering the telephone to people they do not know claiming they are from their bank or building society.
Banks won’t ever request your private information over email or telephone which includes your PIN number and bank details.